Terms of Service

Version 1.0 — Last updated April 24, 2026

Operator: [LEGAL ENTITY NAME], a Florida limited liability company. Effective Date: [EFFECTIVE DATE]. Business Address: [BUSINESS ADDRESS].

By accessing or using ForeclosureCalendar.com (the “Site”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to all of these Terms, do not use this Site.

1. Acceptance of Terms

By accessing or using ForeclosureCalendar.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. We reserve the right to modify these Terms at any time. Your continued use of the Site after any modification constitutes acceptance of the revised Terms.

2. Description of Service

ForeclosureCalendar.com aggregates publicly available foreclosure auction information from Florida county clerk websites and presents it in a searchable calendar format. The Site is intended for use by real estate investors, attorneys, lenders, title companies, and other real estate professionals. The Company does not conduct foreclosure auctions, act as a broker or agent, hold or manage funds, or offer legal, financial, or investment advice of any kind.

3. Accuracy of Information

Auction dates, times, locations, property addresses, opening bids, case numbers, and related details are sourced from publicly available county clerk records and updated on a regular schedule. However, foreclosure auction information is inherently time-sensitive and subject to change without notice due to postponements, cancellations, settlements, bankruptcy filings, and other legal events.

You must independently verify all information directly with the applicable county clerk's office before taking any action, including registering for an auction, placing a bid, or making any financial commitment.

4. Not Legal or Financial Advice

Nothing on this Site constitutes legal advice, financial advice, investment advice, tax advice, or any other professional advice. The Company is not a law firm, a licensed real estate broker, a registered investment advisor, or a financial institution. Consult a licensed Florida real estate attorney, a qualified financial advisor, and a title professional before participating in any foreclosure auction.

5. Data Corrections Policy

If you believe any listing contains an error, please contact us at support@foreclosurecalendar.com with the property address, case number, and a specific description of the error. We will investigate and correct confirmed errors within five (5) business days. We do not remove or suppress listings at the request of parties with a financial or legal interest in preventing public access to court-filed foreclosure information. For administrative inquiries, contact admin@foreclosurecalendar.com.

6. Permitted Use and Restrictions

You may not: scrape, crawl, or systematically download any content using automated tools without prior written permission; use Site data to build any competing foreclosure information service; resell or redistribute any data obtained from this Site; attempt to circumvent any access controls or security measures; or use the Site to harass, contact, or solicit any homeowner, debtor, or party identified in foreclosure records.

7. Accounts and Subscriptions

Creating a free account requires a valid email address, a password meeting our minimum security requirements, and agreement to these Terms via clickwrap acceptance. Paid subscriptions are billed monthly or annually as selected at checkout. No refunds are issued for partial billing periods or unused subscription time.

8. Intellectual Property

The Site's design, layout, software, editorial content, and compilation of public records data are the intellectual property of [LEGAL ENTITY NAME] and are protected by applicable copyright, trademark, and trade secret laws.

9. Third-Party Links and Services

The Site may contain links to county clerk websites and other third-party resources. The Company does not endorse or assume responsibility for any third-party website. The Site uses Google Analytics 4, Stripe, and Resend. Use of these services is subject to their respective privacy policies, as described in our Privacy Policy.

10. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, TIMELINESS, OR NON-INFRINGEMENT.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL [LEGAL ENTITY NAME], ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100.00).

12. Indemnification

You agree to indemnify, defend, and hold harmless [LEGAL ENTITY NAME] and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses arising out of or related to your use of the Site or violation of these Terms.

13. Dispute Resolution and Arbitration

These Terms are governed by the laws of the State of Florida. Before initiating any formal dispute proceeding, you agree to contact us at support@foreclosurecalendar.com and attempt to resolve the dispute informally. If informal resolution fails, any dispute shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. The arbitration shall be conducted in Hillsborough County, Florida, or by telephone or video conference at your election. CLASS ACTION WAIVER: YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A CLASS MEMBER IN ANY PURPORTED CLASS PROCEEDING.

14. General Provisions

These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company. If any provision is found to be unenforceable, the remaining provisions will continue in full force. For questions about these Terms, contact us at support@foreclosurecalendar.com.